C​recurate Term and Conditions
INTERPRETATIONS
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1. In these Terms & Conditions, except where the context otherwise requires:
 
a. “Client”, “you”, or “your” means the individual(s) who has accepted or proposes to accept products or services by CRECURATE;
 
b. “Contract” shall mean collectively these Terms & Conditions, the Registration Form and the CRECURATE Group Privacy Policy and such other policies, guidelines, codes of conduct and/or regulations of CRECURATE as are informed and provided to the Client, Parents and Student (and as amended, supplemented and varied) from time to time;
 
c.  “Core Programmes” mean all regular classes, courses, workshops and programmes developed, offered and conducted by CRECURATE and/or its Staff for the Student during each Term other than the Holiday Programmes or Special Programmes;
 
d. “Course Materials” means all materials, documents, worksheets, or instruments (whether in physical or digital copy) used, distributed or otherwise circulated in relation to the Student’s enrolment with CRECURATE under the Core Programmes, Holiday Programmes or Special Programmes, including but not limited to all audio or video recordings of classes, and quizzes/tests and activities held in respect thereof;
 
e. “Class” or “Classes” whether or not such term has been capitalised, mean all classes, courses, workshops and programmes and conducted by CRECURATE and/or its Staff for the Student, in respect of the Core Programmes, Holiday Programmes or Special Programmes;
 
f. “Holiday Programmes” and “Special Programmes” mean all classes, courses, workshops and programmes developed, offered and conducted by CRECURATE and/or its Staff for the Student, independent and outside of the Core Programmes;
 
g. “Infectious Disease” means the definition assigned to it under the Infectious Disease Act (Chapter 137) of Singapore;
 
h.  “Parents” mean the parents of the Student and any person or guardian who has or has accepted parental or legal responsibility for the Student. Parents are responsible, individually and jointly, for complying with their obligations under these Terms and Conditions;
 
i. “Personal Data” means the definition assigned to it under the Personal Data Protection Act 2012, and shall include any data about you, the Parents or Student, who can be identified from that data and/or other information to which CRECURATE has or is likely to have access to.
 
j.  “Programmes” whether or not such term has been capitalised, mean the Core Programmes, Special Programmes and Holiday Programmes, and “Programme” shall mean any one of them;
 
k. “Registration Form” refers to CRECURATE’s registration form pursuant to which the Student is enrolled in CRECURATE;
 
l.  “Services” means the classes, courses, workshops and programmes developed, offered and conducted by CRECURATE and/or its Staff for the Student under the Contract, and shall include the Core Programmes, Special Programmes and Holiday Programmes; 
 
m. “Staff” means any officer, teacher (whether permanent or temporary), employee, agent, service provider, representative or contractor of CRECURATE, whether located in Singapore or outside of Singapore;
 
n.  “Student” means the individual(s) who is the recipient of Services provided by CRECURATE;
 
o.  “Term” means each period of the academic year during which CRECURATE regularly conducts classes;
 
p. “Terms & Conditions” mean the terms and conditions contained herein and applicable to the provision of all Services;
 
q. “CRECURATE”, "we", "us" or "our" means Crecurate and its affiliates; and
 
r. “CRECURATE Group” refers to the CRECURATE Group Entities collectively;
 
s. “CRECURATE Group Entity” refers to CRECURATE or any other corporation related to them by way of section 6 of the Companies Act Cap. 50.
 
t. “CRECURATE Group Privacy Policy” refers to the CRECURATE Group Privacy Policy (as amended, supplemented and varied from time to time), a copy of which is annexed to these Terms & Conditions at Schedule A.
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2. These Terms & Conditions apply to the provision of all Services by CRECURATE to the Student upon the engagement of the Client, and are to be complied with by the Client, Parents and Student at all times and are deemed incorporated in the engagement of CRECURATE and the provision of the Services. CRECURATE may revise these Terms & Conditions and the Client, Parent and Student shall continue to be subject to such Terms & Conditions as amended, modified and/or substituted by CRECURATE from time to time and published on CRECURATE’s website at www.thelearninglab.com.sg. The utilisation and continued utilisation (upon an amendment, modification and/or substitution of the Terms & Conditions) of the Services by the Student shall be deemed acceptance of these Terms and Conditions by the Client, Parents and Student whether or not the Terms & Conditions (and any subsequent amendment, modification and/or substitution) are signed and returned to CRECURATE by the Client.
 
3.  The headings in these Terms & Conditions are for convenience only and shall not affect the interpretation hereof.
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CONDITIONS OF CONTINUED ENROLMENT
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4. The Client and Parents agree to fully disclose all information relevant to the Student’s enrolment and continued enrolment in CRECURATE. In the event that CRECURATE subsequently becomes aware that information considered reasonable for consideration for enrolment to CRECURATE has been withheld, falsified or is inaccurate, CRECURATE has the right to suspend or terminate the Student from any or all classes.
 
5. CRECURATE reserves the right to transfer, suspend and/or terminate the Student with immediate effect from or to any or all classes in the event that the Client, Parents and/or Student breaches any provisions of the Contract, or CRECURATE deems, in its sole discretion, that the Client, Parents and/or Student demonstrates behaviour that is detrimental to the welfare or safety of the Staff or other parents and students of CRECURATE, or prejudicial to good order or the reputation of CRECURATE, or for any other reason that CRECURATE deems fit and proper in its absolute discretion. In the event that the Student is terminated from CRECURATE pursuant to this clause, CRECURATE will not be under any obligation to return any deposit or fees paid to CRECURATE. Without prejudice to the generality of this clause, examples of when CRECURATE may exercise its right include (but is not limited to) cases where the Client, Parents and/or Student:
 
a. cause or threaten to cause physical injury to other parents, students and/or Staff for any reason;
 
b. use threatening, abusive or insulting words or behaviour towards other parents, students and/or Staff;
 
c.  harass, cause alarm or distress to other parents, students and/or Staff;
 
d. fail to comply with any policy, guidelines, code of conduct, regulation, notice, direction or instruction given by CRECURATE or any Staff in relation to the conduct of classes or the use of CRECURATE’s premises or items or any matter relating to the provision of the Services;
 
e. persistently behave in a manner that is disruptive and prevents the continuation of classes or the provision of the Services;
 
f. use, disclose or disseminate any of CRECURATE’s or CRECURATE Group’s trademarks or copyright material without obtaining CRECURATE’s or CRECURATE Group’s prior written consent; or
 
g. do not pay any fees payable to CRECURATE and which are outstanding and remain unpaid as at the first week of commencement of the Term.
 
Should any investigations be deemed by CRECURATE (in its sole discretion) to be necessary or appropriate, the Student may be transferred, suspended or terminated from any or all classes pending such investigation.
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CONDUCT OF CLASSES
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6. CRECURATE reserves the right to do any or all of the following, in its sole discretion, as it may from time to time deem necessary:
 
a. make all changes to the conduct of classes, including but not limited to, transferring, combining, dividing or dissolving a class, changing the teachers or specialist trainers, rescheduling classes, and varying the manner in which classes are conducted, such variation to include the conducting of classes online (“EClasses”),
 
b. refuse entry to the Student if the Student is deemed to be unwell, or if CRECURATE has reason to believe that the Student has been in contact with or has been exposed to another Student or person who is harbouring or is likely to or is suspected to harbour the agents of an Infectious Disease; and
 
c.  amend or vary the venues and contents of the classes, according to programme priorities and student needs. CRECURATE may at its discretion, where feasible, give written notice to the Client, Parent and/or Student prior to effecting or carrying out any of the above changes.
7.  CRECURATE does not guarantee that a Student will be able to attend any particular class or timeslot or to receive classes from any particular Staff. CRECURATE reserves the right to place a Student in an appropriate class or timeslot (in its absolute discretion) depending on the availability of classes, the class capacity, available Staff and/or CRECURATE’s assessment (in its absolute discretion) of the suitability of the Student in ability, conduct, temperament or any other particular reason for any particular class.
 
8.  The Student shall not be entitled to receive any Course Materials for any classes which he or she has not registered or paid for. In the event that the Student commences classes mid-way during any programme or Term, the Student shall only be entitled to have access to Course Materials utilised or distributed from the date on which the Student begins attending the classes. For the purposes of this clause 8, the phrase “Course Materials” shall not include any online or electronic Course Materials, access to which may be granted to the Student at CRECURATE’s sole discretion.
 
9.  Fees for unattended lessons are strictly non-refundable. With respect to the Core Programmes, Students may be offered, subject to availability and at CRECURATE’s sole discretion, up to a maximum of 3 replacement classes each Term (the “Replacement Limit”). With respect to the Holiday/Special Programmes, requests made for replacement classes will be decided on a case-by-case basis subject to availability and at CRECURATE’s sole discretion. In the event that it is not possible to arrange a replacement class due to a lack of vacancies in other classes, the class fees for the class missed shall not be refunded or pro-rated. This clause shall apply notwithstanding that the Student has valid reason(s) for missing the class. CRECURATE will provide the Student with the Course Materials for the particular class which the Student failed to attend the following week.
 
10. The Replacement Limit shall not apply to Students who are unable to attend a class under the Core Programme (“Core Classes”) as a result of a clash in the timings between the Core Class and a class held under the Holiday Programme or Special Programme. In such an event, CRECURATE may (but is not obliged to) in its discretion: (i) provide the Student with worksheets for the Core Class(es) missed without an obligation to refund any fees applicable, or (ii) provide replacement Core Class(es) in excess of the Replacement Limit.
 
11. There will be no classes held on (i) public holidays (whether general, gazetted or otherwise declared or observed in Singapore), (ii) if a public holiday falls on a Sunday, the day next following (not being itself a public holiday), or (iii) such other days as designated by CRECURATE as a non-schooling day for any reason (including without limitation  weather/emergency/safety reasons, for the purposes of school retreats/excursions or other administrative nonworking days etc.). Unless otherwise indicated, no replacement classes will be scheduled and no refund of class fees will be given in lieu of any classes which would otherwise have been held but for the same. CRECURATE will however either provide the Student with the Course Materials for that particular class on the prior or following week.
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PAYMENTS AND REFUNDS
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12.  In consideration of CRECURATE providing the Services to the Student, the Client shall pay the applicable fees, together with the applicable Goods & Services Tax (“GST”) or any other tax that may be levied by the Government of Singapore from time to time.
 
13. The applicable fees will be reviewed from time to time and may be increased or decreased by such amount as CRECURATE, in its sole discretion, deems fit.
 
14.  New Client, Parents and/or Student undertakes to pay the applicable course fees, including the deposit if applicable, upon signing the Registration Form and in any event within three (3) working days from the date of the invoice issued by CRECURATE.
 
15.  Existing Client, Parents and/or Student undertakes to pay all other applicable fees to CRECURATE within two (2) weeks from the date of the invoice issued by CRECURATE.
 
16.  A Student cannot commence or continue classes with CRECURATE whilst any fees are outstanding and unpaid. A Student’s place in any particular Core Programme, Holiday Programme and/or Special Programme shall not be confirmed until and unless full payment of all applicable fees is received by CRECURATE.
 
17. Payments to CRECURATE may be made by any of the following methods:
 
a.  Digital payments through the Stripe / Paypal payment site.
 
18.  Where payments to CRECURATE are made via credit/debit card:
 
a. the Client authorises CRECURATE to automatically charge/debit all fees and payments payable in respect of the Services to the credit/debit card account account as stated in the credit/debit card authorisation forms submitted to CRECURATE and the same shall remain in force as standing instructions until terminated by the Client in writing by way of the Client filling out and submitting to CRECURATE the appropriate credit/ debit card termination form available from CRECURATE;
 
b. CRECURATE is not obliged to attempt credit card deductions repeatedly in the event of failure or nondeduction of any particular deduction. In the event of the Client’s bank rejecting or failing to process an instruction or non-deduction occurring, CRECURATE shall be entitled to levy a charge for the unsuccessful instruction/deduction and/or to exercise its rights under these Terms & Conditions in respect of nonpayment of fees. CRECURATE is not obliged to inform the Client of any unsuccessful credit card deduction – the onus is on the Client to check their card statements/bank account and/or bank account to determine if their deduction is successful or if payment by another means is still required for outstanding fees;
  
19.  In the event that a Student commences a Core Programme class after the Term has commenced, fees for the current and following Term are payable within three (3) days of CRECURATE’s confirmation of available vacancy in the relevant class. CRECURATE reserves the right not to accept the Student and/or to cancel or terminate any classes for which payment has not been made by the prescribed due date, and offer the Student’s slot in such classes to other students without further notice to the Student or Parent.
 
20. In the event that a Student’s application to enrol in Holiday Programme or Special Programme is approved by CRECURATE, fees for the Holiday/ Special Classes shall be payable within three (3) days of CRECURATE’s confirmation of available vacancy in the relevant class(es). CRECURATE reserves the right not to accept the Student and/or to cancel or terminate any classes for which payment has not been made by the prescribed due date, and offer the Student’s slot in such classes to other students without further notice to the Student or Parent.
21. In the event that a Student buys a package, the expiry time for a 5 lesson package will be 90 days and the expiry time for a 10 lessons package will be 150 days.
 
22.  Fees paid for the Core Programmes, Holiday Programmes or Special Programmes are strictly non-refundable following confirmation from CRECURATE that such fees have been duly received by them. For the avoidance of doubt, CRECURATE shall be under no obligation to refund any fees paid in the event that a decision is made by the Student or Parent to withdraw from CRECURATE at any time before or after the commencement of each Term, Holiday Programme or Special Programme (as the case may be), but after confirmation of payment has been issued by CRECURATE.
   
23. Unless otherwise stated, all applicable fees paid are strictly non-refundable and the credit therein is nontransferable to any third party or other Student. The provisions of this clause shall have effect notwithstanding that the relevant class has not commenced or that the Student has not attended any classes.
 
24. CRECURATE may in its sole discretion, deem that the Client is eligible for a refund of any applicable fee paid or part thereof and in such event, CRECURATE will pay the refunded amount using such payment methods as it may in its sole discretion determine. CRECURATE shall be under no obligation to pay the refunded amount via the same payment method used to make the initial payment.
25.  In the event that the Client and/or Parents are persistently late in picking the Student who is attending CRECURATE’s preprimary classes, a late pick up fee of $30 will be payable for each 15-minute block.
26. In the event that a Student is late for an online lesson, there will not be any addition time given other than the booking time.
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INTELLECTUAL PROPERTY AND MEDIA RIGHTS
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27.  The Client, Parents and Students acknowledge that CRECURATE and/or the CRECURATE Group own all rights, title and interest in and to all lessons, classes (including E-Classes), tutorials, courses, and Course Materials, all of which are protected by the relevant copyright and intellectual property laws, and shall not be shared, sold, copied, recorded, reproduced or disclosed by the Client, Parents and/or Students by any means or for any purpose without the express written consent of CRECURATE or the CRECURATE Group. The Client, Parents and/or Students hereby acknowledge and agree that all copies (whether physical or digital) of the Course Materials, including all additional online or electronic materials provided by CRECURATE pursuant to Clause 8 above, are provided by way of loan and not sale. CRECURATE hereby grants a non-exclusive licence to the Client, Parents and Students to use the Course Materials for the purposes contemplated under this Contract, and for no other purpose, and the Client, Parents and Students shall not sell, assign, gift, sub-license or otherwise transfer to any third party any rights in the Course Materials without the prior written consent of CRECURATE and/or the CRECURATE Group.
 
28. CRECURATE and/or CRECURATE Group further reserves all rights and interests over any intellectual property created arising as a result of the work or actions of the Student in conjunction with any of CRECURATE’s staff and/or other students for a purpose, class, event, course and/or activity associated with or offered by CRECURATE or CRECURATE Group (“Student’s Work”). To the extent that the Student’s Work includes any copyright or other intellectual property rights entitled to protection under any copyright, trade mark and/or other intellectual property laws of Singapore or elsewhere, the Student and the Parents on behalf of the Student hereby assign and agree to assign to CRECURATE or CRECURATE Group absolutely and free from encumbrances the Student’s Work. Any use of any such intellectual property rights by a Client, Parents and/or Student is subject to the prior written consent of CRECURATE or CRECURATE Group upon such terms and conditions as may be specified by CRECURATE or CRECURATE Group. CRECURATE or CRECURATE Group may, at its discretion, allow the Student’s role in creation/development of intellectual property rights to be acknowledged.
 
29.  The Client, Parents and Student further acknowledge that it shall have no right to use any trademark owned or used by CRECURATE and/or the CRECURATE Group without the express written consent of CRECURATE or the CRECURATE Group.
 
30. Any unauthorised use, sharing, sale, copying, recording, reproduction or disclosure of the Course Materials (or any part thereof) or CRECURATE and/or the CRECURATE Group’s intellectual property rights, including any unauthorised use of any trademark owned or used by CRECURATE and/or CRECURATE Group, shall, in addition to any other rights and remedies available to CRECURATE and/or the CRECURATE Group at law, in equity or under statute, be valid grounds for the suspension or termination of a Student.
31. The Client, Parents and Student consent to CRECURATE and/or CRECURATE Group using the Student’s name, work, photographs, academic records, photographs, audio/visual recordings and other material for promotional and other purposes such as publicising CRECURATE and its students’ accomplishments to internal and external audiences, including in print and online, whether during the course of the Student’s enrolment with CRECURATE Group or thereafter.
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PERSONAL DATA PROTECTION AND PRIVACY POLICY
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32.  The Client, Parents and Student consent to the collection, use and disclosure of their Personal Data for the registration and continued enrolment of the Student in CRECURATE, and such other purposes as described in the CRECURATE Group Privacy Policy. The Client, Parents and Student consent to any Personal Data collected by a CRECURATE Group Entity being shared with the CRECURATE Group in accordance with the terms of the CRECURATE Group Privacy Policy.
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LIABILITY
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33. In consideration of CRECURATE and/or its Staff providing the Services to Students, the Client, Parents and Student hereby agree to undertake all the risk and liability arising from or incidental to the provision of the Services to the Students, whether the provision of such Services takes place on CRECURATE’s premises or otherwise, and, to the fullest extent permitted by law, neither CRECURATE nor its Staff shall be liable for any loss, damages, expenses, personal injury or death of any person which may arise as a result of the Client, Parents or the Student availing of the Services or the use of CRECURATE’s premises whether direct or indirect and whether reasonably foreseeable or not, unless such loss, damage, expense, personal injury or death is directly caused solely by the negligence of CRECURATE and not attributable at all to any fault, negligence or lack of care on the part of the Client, Parents or the Student.
 
34. The Client, Parents and Student shall be responsible for the security, safety and use of their own personal property on CRECURATE’s premises or while otherwise availing of the Services, and CRECURATE and/or its Staff shall not be held liable for hurt, injury, loss or damage to the Client, Parents and Student and any of their personal property arising therefrom.
 
35.  The Client, Parents and Student shall be solely responsible for the medical, allergies, dietary or any other special conditions or needs (whether physical, mental or emotional) of the Student. While CRECURATE will be happy to accommodate, as far as possible, any special requests relating to the Student in respect of the same, CRECURATE and/or its Staff accepts no responsibility for ensuring that the Student complies with or obeys any restriction in respect of and/or is provided with any item or accommodation or does or is prevented from doing anything in respect of the same nor does CRECURATE and/or its Staff accept any responsibility in respect of any hurt, injuries or illness to the Student arising therefrom.
 
36. CRECURATE is not a child care centre and does not provide care, custody, crèche, nursery, babysitting or such similar services. CRECURATE and/or its Staff accepts no responsibility whatsoever for the custody or care of any Student whether the Student is travelling to, attending or leaving CRECURATE’s premises for the purposes of the Services. It is the responsibility of the Client and/or Parents to ensure that the Student is sent to, attends at and leaves CRECURATE’s premises in a timely, safe and orderly fashion.
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LIMITED LIABILITY
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37. Notwithstanding anything to the contrary in the Contract:
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a. CRECURATE’s sole liability and the maximum extent of such liability (if at all CRECURATE’s liability is established) to the Client, Parents and/or Students and the Client, Parents and/or Student’s sole remedy for damages from CRECURATE (whether in respect of one claim or a series of connected claims) howsoever caused arising out of the furnishing or the failure to furnish or to adequately furnish the Services or in respect of any obligation of CRECURATE under or arising out of the Contract and the provision of the Services is limited to the aggregate sum of all payments of fees made by the Client for the material Term (in the case of Core Programmes) or the Holiday Programme or Special Programme in respect of which such liability arose;
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b. CRECURATE shall in no event be liable to the Client, Parents and/or Student for any special, incidental, indirect, consequential or punitive damages, or any loss of profits, opportunity, savings, revenues, business, goodwill or information, whether in contract or in tort or under any other cause of action absolutely, and whether or not caused by acts or omission or negligence of CRECURATE or its Staff, and regardless of whether such damages are foreseeable as at the date the Contract was entered into or from time to time.
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INDEMNITY
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38. The Client shall:
a.  indemnify, defend and hold harmless CRECURATE and its Staff from and against all loss, claims, demands or causes of action and any liabilities, damages, costs or expenses resulting therefrom (including expenses and legal fees on an indemnity basis) caused by, arising out of or relating to the breach of or non- compliance with any terms of the Contract and these Terms & Conditions on the part of the Client, Parents and/or Student or arising out of any wilful default, misconduct or negligence on the part of the Client, Parents and/or Student;
 
b.  indemnify CRECURATE against any loss, cost, claim and expense (including legal costs on any indemnity basis) that CRECURATE may suffer or incur in protecting or enforcing any rights of CRECURATE under this Contract against the Client, Parents and/or Student.
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FORCE MAJEURE
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39. CRECURATE shall not be liable if it is prevented, hindered or delayed from carrying out its obligations to the Client, Parents and/or Student by reason of a Force Majeure event, and CRECURATE shall be released from such obligations to the extent that CRECURATE is affected by the circumstances of the Force Majeure event and for the period during which those circumstances exist.
 
40.  During the period of the Force Majeure event, to ensure its compliance with applicable laws and regulations, CRECURATE shall be entitled to make all necessary changes or adjustments to the manner in which its operations and Services are carried out, without the need to amend these Terms & Conditions, or give any prior notification to the Client, Parents and/or Students.
 
41.  For the purposes of this clause, “Force Majeure” shall mean any event or act occurring beyond the reasonable control of CRECURATE and/or the CRECURATE Group, including but not limited to any of the following events: a) war, invasion, rebellion, revolution, insurrection or civil war; b) act of Government; c) earthquakes, fire, lightning, storms, floods, haze or any other occurrence caused by the operation of the forces of nature; d) strikes, lockouts, boycotts or labour disputes; e) terrorism, sabotage or arson; f) pandemics or epidemics of infectious diseases; or g) any other event similar to any of the foregoing.
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NO WARRANTY
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42.  CRECURATE does not warrant or guarantee that any Services or any assigned teacher or tutor or any course, workshop, class or programme developed and/or conducted by CRECURATE will help improve the Student’s academic or other performance and the Client, Parents and/or Student hereby irrevocably agree and undertake to fully waive and indemnify CRECURATE and its Staff against all consequences arising from any act or omission on the part of CRECURATE, including without limitation any act or omission in respect of CRECURATE’s conduct of classes, allocation of Staff and students, marking of worksheets, Core Programme, Holiday Programme and Special Programme Course Materials and conduct of Staff, other students and parents.
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COMMUNICATIONS
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43. For the purposes of the provision of the Services and/or any matter relating to the Student:
 
a. CRECURATE will and is entitled to communicate with and take instructions from the Client and all parties who have signed the Registration Form indicating that they are a contact person unless notice in writing to the contrary is subsequently given by the Client;
 
b. CRECURATE is entitled (but is not otherwise obliged) not to communicate or correspond with any person or party (including a Parent) who has not signed the Registration Form indicating that they are a contact person or who has not otherwise subsequently been expressly authorised in writing by the Client; and
 
c. where CRECURATE deems it necessary in the case of urgency or for the purposes of an emergency, CRECURATE will contact and communicate with any contact person or party whose details or particulars are known to CRECURATE.
 
44. It is the responsibility of the Client and Parents to update CRECURATE in a timely manner in respect of any change in status or particulars of the Client, Parents and/or the Student. The Client/Parents may do so by obtaining, completing and submitting the appropriate particulars forms available from CRECURATE via CRECURATE’s Parent Portal.
 
45. Unless otherwise provided for to the Contract, notices which the Client, Parents and/or Student are required to give to CRECURATE under the Contract must be in writing, addressed to “Crecurate” and sent to 68 Circular Road #02-01 Singapore 049422.
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DETERMINATIONS
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46. CRECURATE shall be empowered and entitled to make any determination or issue any notification concerning any matters in relation to the Contract and the provision of the Services (including the manner in which the Services are provided and/or the suspension and/or termination of the Services to any Client or Student) which shall (in the absence of manifest error) be conclusive evidence as to that matter and shall be binding on the Client, Parents and/or Student.
CONFIDENTIALITY
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47. The Client, Parents and Student shall treat and keep all Terms & Conditions of the Contract and any matter relating to the provision of the Services and all matters or disputes arising out of or in respect of the Contract and/or the provision of Services strictly private and confidential and shall not under any circumstances directly or indirectly  through any other person disclose, communicate or publish the same to any third parties (unless required by regulatory or judicial authorities and/or with the express prior written consent of CRECURATE) and shall indemnify CRECURATE against any breach of or default in respect of the same.
 
48. Under no circumstances shall CRECURATE be required to disclose to the Client, Parents, Students or any other party any Personal Data (as defined in the Personal Data Protection Act 2012), personal information, details or particulars, confidential information or the identities of other students, parents, Staff or third parties.
 
49. The obligations of the Client, Parents and Student with respect to Clauses 44 and 46 above shall survive the termination of these Terms and Conditions and/or Contract (as the case may be).
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ENTIRE AGREEMENT
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50.  The Contract (comprising these Terms & Conditions, the CRECURATE Group Privacy Policy and the Registration Form) shall constitute the entire agreement between the parties and shall supersede any other prior agreements, either oral or in writing, between the Client and/or the Parents and/or the Student and CRECURATE. The Client, Parents and Student acknowledge that no representation, inducements, promises or agreements, orally or otherwise, have been made by CRECURATE which are not embodied herein.
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SERVERABILITY
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51. Any term, condition, stipulation, provision or undertaking in the Contract which is or may become illegal, void,  prohibited or unenforceable in any respect under any law shall be ineffective to the extent of such illegality, voidness, prohibition or unenforceability but shall not otherwise invalidate or render illegal, void or unenforceable any other term, condition, stipulation, provision or undertaking contained in the Contract.
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THIRD PARTY RIGHTS
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52. Save for Staff, a person who is not a party to the Contract has no rights under the Contracts (Right of Third Parties) Act (Chapter 53B) of Singapore to enforce or enjoy the benefit of the terms of the Contract.
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GOVERNING LAW AND DISPUTE RESOLUTION
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53. The Contract shall be governed and construed in accordance with the laws of the Republic of Singapore.
 
54. Any dispute arising out of or in connection with the Contract must first be negotiated in good faith between the  parties with a view to a resolution of such dispute. Each of the parties hereto irrevocably agrees that, if the dispute is not resolved within 30 days of the date of the dispute first arising, the courts of Singapore shall have exclusive  jurisdiction to hear and determine any suit, action or proceeding and to settle any disputes which may arise out of or in connection with the Contract and, for such purposes, irrevocably submits to the exclusive jurisdiction of such courts.
 
55. All disputes and the resolution of such disputes (whether conducted through negotiation, litigation or otherwise)  shall be strictly private and confidential between the parties.
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Yin Kang
CEO